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Service Definitions
Payments Scheduling and Service Agreement
Payment Authorization and Remittance
Payment Methods, Cancellations, and Stops
Prohibited Payments and Exceptions
Bill Delivery and Presentment
Exclusions of Warranties | Password and Security
Your Liability for Unauthorized Transfers | Errors and Questions
Disclosure of Account Information | Service Fees and Charges
Failed or Returned Transactions | Alterations and Amendments
Address or Banking Changes | Service Termination or Cancellation
Returned Payments and Disputes
No Waiver, Captions, and Governing Law
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SERVICE DEFINITIONS
- "Service" means the Online Bill Payment Service offered by FirstMerit Bank, N.A., through CheckFree Services Corporation.
- "Agreement" means these terms and conditions of the Online Bill Payment Service.
- "Biller" is the person or entity to which you wish a bill payment to be directed or is the person or entity from which you receive electronic bills, as the case may be.
- "Payment Instruction" is the information provided by you to the Service for a bill payment to be made to the Biller (such as, but not limited to, Biller name, Biller account number, and Scheduled Payment Date).
- "Payment Account" is the checking account from which bill payments will be debited.
- "Billing Account" is the checking account from which all Service fees, if any, will be automatically debited.
- "Business Day" is every Monday through Friday, excluding Federal Reserve holidays.
- "Scheduled Payment Date" is the day you want your Biller to receive your bill payment and is also the day your Payment Account will be debited, unless the Scheduled Payment Date falls on a non-Business Day in which case it will be considered to be the previous Business Day.
- "Due Date" is the date reflected on your Biller statement for which the payment is due; it is not the late date or grace period.
- "Scheduled Payment" is a payment that has been scheduled through the Service but has not begun processing.
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