Wealth Stage	Your Goals	FirstMerit Solutions
Create	Invest to increase wealth Manage assets Use of tax-advantaged investments to build wealth Fund entrepreneurial ventures	Development and execution of wealth management strategy Personalized investment choices and management Tailored credit services
Manage	Structure the sale of a closely held business Exercise stock options Receive an inheritance Receive a retirement plan distribution	Customized financial plan integrating all of your financial needs and goals Business succession planning Stock option analysis and financing IRA rollovers Retirement planning
Preserve	Minimize taxes Preserve capital Risk management Anticipate or respond to a change in family circumstances	Tax administration Tax sheltered vehicles Estate planning and trust services Provide access to insurance services Strategic asset allocation
Distribute	Charitable giving Pay for a child’s or grandchild’s education Transfer wealth to future generations Structured distribution of wealth Minimize taxes	Tax advantaged charitable giving strategies in line with your accountants recommendations Targeted investment options Trust administration Estate settlement

If your financial circumstances call for solutions as individual as you are, FirstMerit Private Client Services
may be the ideal choice for you. Through your FirstMerit Advisor, you will experience a team of exceptional,
passionate specialists who can understand your vision, guide your day-to-day decision-making, and leverage
your success to build a fuller, richer life. So get the right people with the right skills working for you.

Securities and Insurance products are:

• Not FDIC insured.
• May lose value.
• No bank guarantee.
• Not a deposit.
• Not insured by any federal or state government agency.